Privacy Policy

Effective date: March 28, 2026

Overview

BudgetVault ("the App") is a personal finance tracker built by Yodabi s.p. Your privacy is our top priority. The App is designed to work entirely offline — your financial data never leaves your device and is never sent to any server.

Data Stored on Your Device

All data is stored locally in a database on your device. This includes:

• Transactions (amounts, categories, notes, dates)
• Account names and balances
• Budgets and budget limits
• Savings goals and debt records
• Net worth snapshots
• Recurring transactions
• Custom exchange rates
• App settings and preferences
• Receipt images (stored on device storage)

This data remains on your device at all times. You can export or back up your data at any time from Settings, and delete it by uninstalling the App.

Data We Do Not Collect

We do not collect, transmit, or store any of your personal or financial data on external servers. Specifically:

• No analytics or tracking SDKs
• No user accounts or registration
• No cloud sync or remote storage
• No location data
• No contact or phone data
• No usage telemetry

Advertising (Free Version Only)

The free version of BudgetVault displays ads served by Google AdMob. AdMob may collect certain device information (such as advertising ID, device model, and IP address) to serve and personalize ads. AdMob does not have access to your financial data within the App.

For details on how Google handles ad data, see Google's Privacy Policy.

Upgrading to BudgetVault Pro removes all advertising and any associated data collection by AdMob.

Permissions

The App requests the following permissions:

• Notifications — To send daily reminders and budget alerts. You can disable this in Settings.
• Biometric Authentication — To unlock the App with your fingerprint or face. This is optional and processed entirely on your device.

Data Security

Your data is protected by your device's built-in security (screen lock, encryption). The App also offers optional PIN lock and biometric lock for additional protection. All security processing happens locally on your device.

Children's Privacy

The App is not directed at children under 13. We do not knowingly collect any personal information from children.

Changes to This Policy

We may update this privacy policy from time to time. Any changes will be reflected in the App with an updated effective date.

Contact

If you have questions about this privacy policy, contact us at privacy@yodabi.com.